Mortgage Underwriter - Freelance AI Trainer

About the role

We are looking for experienced mortgage underwriters to join a project‑based AI training initiative. You will work remotely, evaluating and improving AI‑generated underwriting decisions for a variety of loan products.

Key responsibilities

• Evaluate AI‑generated mortgage underwriting decisions across conforming, jumbo, FHA, VA, and cash‑out refinance loans.
• Create test cases that calculate qualifying income for self‑employed borrowers using Schedule C, K‑1, and Schedule E.
• Draft and audit conditional approval letters and adverse‑action notices to ensure Reg B/ECOA compliance.
• Distinguish Fannie Mae and Freddie Mac selling‑guide rules from lender overlays in jumbo and non‑conforming scenarios.
• Document problem statements clearly and provide verified correct answers.

Required profile

• Degree in Finance, Economics, Business Administration, Accounting, Real Estate or a related field.
• 3+ years of experience in mortgage underwriting, loan origination or related financial services.
• Current or recent experience in underwriting/origination roles.
• Strong written English proficiency (C1 level or higher).

Required skills

• Mortgage underwriting
• Loan origination
• Income calculation for self‑employed borrowers (IRS Forms 1040, Schedule C, Schedule E, K‑1)
• Fannie Mae and Freddie Mac selling‑guide knowledge
• Reg B/ECOA, Reg Z, and TRID disclosure timing rules

What we offer

• Project‑based freelance contract with flexible hours (estimated 10‑20 hours per week during active phases).
• Compensation up to $50 per hour, depending on expertise and contribution pace.
• Remote work with the opportunity to contribute to cutting‑edge AI evaluation for leading tech companies.